Why KJC?

KJC is private company, the only registered Islamic Jinaza Cover that is an FSP (49605) specializing in Islamic Funeral Cover-meaning a provider you can trust. The product was designed and created for the Muslim community by Muslims'. The directors have ensured that the product is designed to be Islamically and legislatively compliant while being both affordable and comprehensive.

 

Muslims in South Africa live among people from all walks of life(religion, culture, race etc.), this is the beauty of our rainbow nation. However, this makes the usual make up of an Islamic Burial almost impossible as it should be a community task.

THAT'S WHERE WE COME IN!

how can we help you?

By paying a small premium every month, KJC will provide our customers with peace of mind to know that the entire preparation, planning and the Jinaza will be arranged and paid by our providers, allowing the bereaved the opportunity to focus on making duah for the deceased and to mourn the loss of their loved one.

You can take out affordable cover for yourself and all family members that financially depend on you, that will not only cover the full end to end Jinaza, but our top end product provides post Jinaza services too. For Funeral Cover the Islamic way, you can rely on us. 

 

you just need to call us, as long as you covered, we will take care of the rest.

Mrs Nadia Momple'

Our Director

Mr Jamaal Momple'

Our Chief Executive Officer

Ms Rashieda Captieux

Operations Manager

Frequently asked questions

WHY SHOULD I USE KARAMA JINAZA COVER AS APPOSED TO A BURIAL SOCIETY?


KJC is a registered FSP 49605 as well as a PTY Ltd, which is affiliated with the largest and most reputable insurance house in the country. The product has been designed to guarantee our clients full comprehensive Jinaza cover that’s protects our clients from out of pocket expense (all while ensuring that our premiums are affordable and our benefits comprehensive).

We are also a registered Financial Services Provider, a registered company as well as underwritten - what does all this mean to you? Well, this is the protection of your premiums that most burial societies (Kifayat Klopse) cannot guarantee.




WHO IS KJC UNDERWRITTEN BY?


KJC is underwritten and powered by the largest and most reputable Insurer in South Africa. What does this mean to you? Well, if we were to disappear off the face of the earth, you would still recieve a payout on the passing of your loved one or yourself. You do not have to ever worry about that though, because we are also a registered business with Cipro, and we have been registered and approved as a Financial Services Provider through the Financial Services Board.




HOW CAN I PAY MY PREMIUMS?


KJC does not accept any cash payments, you can pay us via the following means.

  1. Our most prefered and easiest to track method is via debit order
  2. You can pay in via eft or through Easypay points.
  3. You can pay us via Stop Orders (if your employer offers this facility)
We do not accept cash payments.




HOW DO I SUBMIT A CLAIM?


Losing a loved one is one of the hardest tests we face, and we want to ensure that all you need to focus on is being there for your family, and allowing yourself time to mourn. Our claims process is simple, all you need to do is call us once the deceased has been declared dead by a certified medical professional. We arrange everything, including the catering, leaving you with nothing else to worry about. You will simply call us when you need to claim, and as long as your premiums are paid and up to date, we will take care of the rest.Thats our commitment to our customers!




BUT ISN'T FUNERAL COVER HARAM?


Read our blog to answer any questions related to us being Halaal/allowed islamically - https://www.jinaza.com/blog/karama-jinaza-cover-is-not-haraam. Your conventional funeral cover is not Halaal(allowed), however, because KJC is collects premiums to fund a Jinaza, and our bank accounts are held in Shariah Compliant accounts, your funds portion paid to us is not accumulating interest, but rather by the collection of very many premiums from many muslims seeking cover, who then contribute enough premiums to cover a member of our community in their time of need. You're also not paying for something "unknown", you're guaranteed death at some point in your life and you know exactly what youre paying for and how much you will get out.





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