Declaration of death
You will contact as soon as possible after the deceased has been declared dead by a medical professional. We will then dispatch our undertaker, who will validate your claim and aid you in completion of our claim form (this is why we need a copy of your ID and those who are covered on your policy). Once approved, we will begin processing your claim.
Repatriation of mortal remains
We will transport the deceased within the perimeters of your selected plan.
The Jinaza and Maqbara
We will pay for the services and materials used in preparing the body of the deceased for the jinaza (ghusl, kaffan, planks, toekamanie, slava etc.), pay for the maqbara (according to your selected plan) and arrange for the deceased to be buried.
Subject to you chosen plan, we will even pay for catering for the family and friends that pay their respects to the bereaved family after the Jinaza. The catering voucher is up to a rand limit and covers 60l pots (which feed 100 people.
Only available on the Superior Option - we will pay you a R3000 cash back 48 hours after reciept of the death certificate.
Frequently asked questions
WHY SHOULD I USE KARAMA JINAZA COVER AS APPOSED TO A BURIAL SOCIETY?
KJC is a registered FSP 49605 as well as a PTY Ltd, which is affiliated with the pioneer of Shariah compliant cover being Bryte South Africa. The product has been designed to guarantee our clients full comprehensive Jinaza cover that’s protects our clients from out of pocket expense (all while ensuring that our premiums are affordable and our benefits comprehensive).
We are also a registered Financial Services Provider, a registered company as well as underwritten - what does all this mean to you? Well, this is the protection of your premiums that most burial societies (Kifayat Klopse) cannot guarantee.
WHO IS KJC UNDERWRITTEN BY?
Bryte South Africa underwrites KJC.
HOW CAN I PAY MY PREMIUMS?
KJC does not accept any cash payments, you can pay us via the following means.
Our most prefered and easiest to track method is via debit order
You can pay in via eft or through Easypay points.
You can pay us via Stop Orders (if your employer offers this facility)
HOW DO I SUBMIT A CLAIM?
Losing a loved one is one of the hardest tests we face, and we want to ensure that all you need to focus on is being there for your family, and allowing yourself time to mourn. Our claims process is simple, all you need to do is call us once the deceased has been declared dead by a certified medical professional and that you are in posession of the relevent documents (as explained on our claims page). We arrange everything, including the catering, leaving you with nothing else to worry about.
BUT ISN'T FUNERAL COVER HARAM?
Read our blog to answer any questions related to us being Halaal/allowed islamically - https://www.jinaza.com/blog/karama-jinaza-cover-is-not-haraam.